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Legal · Lumacore Pte Ltd

Terms of Service

Last Updated: March 7, 2026

These terms constitute a legal agreement between you & Lumacore Consulting Pte. Ltd. ("Lumacore," "we," or "us"). By using lumacore.pro and the services available on it, you agree to be bound by these Terms and our Privacy Policy. Our registered office: 60 Paya Lebar Road, #06-28 Paya Lebar Square, Singapore 409051.

01
Definitions
  • "Business Blueprint" — our SOP Builder platform providing industrial-grade operating procedures.
  • "Grant Compass" — our service for navigating & architecting government funding proposals.
  • "Credits" — prepaid, non-refundable units used to access specific Service modules (e.g., 2 credits for Blueprint, 5 for Grant Compass).
  • "Customer Data" — any content, code, or business data you input or generate through our Services.
  • "Lumacore Materials" — all software, algorithms, templates, & methodologies developed by Lumacore.
02
License to Use Our Services

We grant you a limited, non-exclusive, revocable license to use the Services for your internal business purposes. This license terminates immediately if you violate these Terms.

03
License Restrictions

You agree not to: (a) reverse engineer or attempt to derive the system logic of our AI models; (b) use automated tools to scrape our data; (c) use the Services to generate harmful or infringing content; or (d) use our proprietary AI outputs to train competing models.

04
Billing & Payments

Paid plans are billed in advance. Credits are prepaid, non-refundable, & non-redeemable for cash. Unused credits may roll over depending on your plan tier. We rely on Stripe for secure payment processing. By purchasing Credits, you agree to Stripe's terms in addition to ours.

05
AI Use Disclaimer

The Services use artificial intelligence to generate business outputs. AI Output may contain inaccuracies. You are solely responsible for reviewing & validating any AI Output before implementation. Lumacore does not guarantee that AI Output is error-free or suitable for critical safety or legal functions without human oversight.

06
Ownership

Your Rights: You own your Customer Data & the specific SOPs/Blueprints generated for you.


Our Rights: We own the Platform, the hex-wireframe technology, the underlying AI logic, & all Usage Data (telemetry & performance metrics).

07
Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY SINGAPORE LAW, LUMACORE WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, INCLUDING LOSS OF PROFITS OR BUSINESS INTERRUPTION. OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT PAID BY YOU IN THE PRECEDING TWELVE MONTHS.
08
Governing Law

These Terms are governed by the laws of the Republic of Singapore. Any disputes shall be subject to the exclusive jurisdiction of the Singapore courts.

09
Contact Information

Email: hello@lumacore.pro
Address: 60 Paya Lebar Road, #06-28 Paya Lebar Square, Singapore 409051

Lumacore

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